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Hurricane prep: Pack house, check insurance policy

As Hurricane Irene gets closer, homeowners aren't the only ones battening down the hatches, Martha C. White reports on msnbc.com: Insurance companies are also taking numerous steps to make sure a strong storm season doesn't blow them away.

Unfortunately, this often comes at the expense of the very homeowners who are counting on their insurance policies to protect them from a financial disaster caused by broken windows, fallen trees and other acts of nature.

"The insurance industry does not like to have to play claims. The idea is to make a profit, so they use many different ways to avoid having to pay claims," says John Garamendi, the former California insurance commissioner.

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